Frequently Asked Questions

Learn more about CED Co-op.

General Investment FAQ

Joining the Co-op provides the following benefits:

  • The investment opportunities offered by the Co-op are expected to provide consistent long-term returns. The returns should meet the levels desired by professional investors.
  • By joining the Co-operative, you will be supporting local development in your community and enabling projects to be built in your municipality.
  • In joining the Co-op, you will be supporting the development of clean, renewable solar energy, taking an active role in reducing climate change and providing cleaner air for future generations.
  • CED Co-op is a democratic organization, and as such, each member is entitled to attend meetings of the Co-op. At these members’ meetings, each member receives one vote regardless of the amount of money they have invested in CED Co-op. Every member has an equal voice in guiding the operations of the organization.
Membership in Community Energy Development Co-operative is open to individuals, who are residents of Ontario, 16 years of age or older. In order to invest in CED Co-op members must be 18 years of age or older. Corporations may invest in CED Co-op, but are not eligible for membership.
Fill out the Membership Application form and sign the application to buy your member share. Once the board of directors meets to review and approve applications, membership is officially granted and a membership certificate is mailed to you. We are happy to help with filling out the forms to make the process as quick and simple as possible. You can contact CED Co-op using the contact form on this website, or feel free to email us at , or you can call us at 1-855-274-6890.
CED Co-op is a co-operative corporation that is registered with the Financial Securities Commission of Ontario and the Canada Revenue Agency. Because you are buying shares in the Co-op , the CED Co-op is required to gather this information so that any dividends or interest paid to you as a shareholder of the corporation can be properly reported. All member information is stored in a secured vault in the CED Co-op offices.

The requirements of membership mandate that each member must purchase a minimum of one member share at a price of $10. This does represent the purchase of a share in a corporation (albeit a co-operative one) and as such it does represent an investment.

Our recommendation is that you read the investment subscription agreement and discuss any investments that you may wish to make, with a lawyer and/or an accountant.

Typically within co-operatives, member shares are held at their original value and are not paid interest or dividends. At this point, CED Co-op is not anticipating paying dividends or interest on the member shares.

No. We are only requiring the purchase of a single $10 member share from each person. Purchasing a membership share does not mean that you agree or commit to purchasing any further amount of shares or making any further investment in the Co-operative.

There may be further opportunities for investment in the co-operative, Co-op members will be given time to independently evaluate future investment opportunities at the time they are offered.

Attendance at Annual General Meetings or member meetings is not required, however it is encouraged. Attending the meetings however; is an opportunity for you to provide input into guiding the operations of CED Co-op and see the updates on the status of the development projects.

Typically there have been one or two meetings a year. CED Co-op will do its best to provide electronic methods of attending meetings from distance, but you can only vote at the meetings if you are in attendance (electronic included), no proxies are allowed within the laws of co-ops.

No. If you are interested in having solar on your property or facility, that is something that we can explore with you, but at this time, joining and investing in the CED Co-op simply supports the contracts we have already received for the development of solar projects on properties that have already been identified separately from the membership process.

Check out our good friends VCT Group who are doing the installation for CED Co-op’s projects.

Solar panels are manufactured using few components: mainly aluminum, glass and silicon. Over 90% of a panel’s weight can be recycled.

Solar panels typically come with a performance warranty of 25-30 years, and as a result, the number of “spent” or end-of-life panels is so small that a major recycling industry has yet to be developed around solar panel recycling.Just like all other e-waste, solar panels must be disposed of in an environmentally responsible way. Many solar panel manufacturers accept returned broken panels in order to reuse, reduce and recycle the panels properly. CED Co-op has also previously used electronics recyclers and toy manufacturers as recycling channels for broken panels on our systems.

No. Our previous Offering Statements are closed, and with it the opportunity to invest in those securities. There may be an opportunity to purchase them from other investors who would like to sell. Please contact us for more information.
Securities can only be purchased directly from CED Co-op, or from another member who wishes to sell theirs. We don’t pay commissions or trailers to brokers or investment managers, as we have all of our returns go directly to our members.

Every bank allows you to make an “Interac e-transfer” or “send money via email” from your account on their website to an email address. The specific actions and details will depend on you bank. Please contact us if you have any questions.

Please notify us of any moves so we can keep your contact information up to date. You must be an Ontario resident in order to be a member of CED Co-op, so if you leave we will close your membership, however, you can maintain your current investments in CED Co-op, but will only be able to invest more if the next offering allows investment by non-members.

Yes, you can transfer an investment to another person. The transfer must first be approved by the Board of Directors and is subject to a $75 transfer fee.

Yes. Although corporations cannot be co-operative members, they can purchase CED Co-op securities. Please fill out the Subscription Agreement, and be sure to include your Business Number instead of a SIN.

No, our securities cannot be gifted to a new or minor child. Membership in CED Co-op is restricted to residents of Ontario 16 years of age and older. In order to invest in CED Co-op, members must be 18 years of age and older.

Similar to a mutual fund, this is not a guaranteed investment, nor is it protected under CDIC or DICO. The Co-op’s solar projects have Feed-In Tariff contracts backed by the Provincial Government through the Independent Electrical Systems Operator, for 20 years. The Co-op carries business interruption insurance to offset losses that may occur due to mechanical or extreme weather accidents.

Yes, you can always transfer your investment to a different account. Please contact us in order to set this up.

To put it simply, interest is the fee you get for loaning money to the co-op/ bank / government / company / person or whomever you lend it to. A dividend is the money that a company/ co-op pays out to its owners/ shareholders.

Registered Accounts: CWCF sends out statements on an annual basis. Their year-end is September 15th. You can request a statement be sent at any time, however a fee may apply.

Questrade offers monthly account statements. To view your statement, select “Statements” under the “Reports” tab at the top of the page. Clients can also view detailed account activity information, such as when a purchase was booked in the account, deposits and transfers, and withdrawals by selecting “Account Activity” under the “Reports” tab.

Non-registered Accounts: Once your investment with CED Co-op is finalized, you will be given access to Member Zone, our online portal to view your investment information. In Member Zone you can see the current value of your investments, update your profile information, access your T5, and more.


Interest will be paid out on the anniversary of your bond purchase based on the schedule for each bond. For Bonds Series L1-4 this was after 8, 12, 16 and 20 years. For all other bonds payments occur annually.

Payments are directly deposited in your account. To update your banking information, please visit Member Zone or contact us


The Co-op Board decides when dividends are distributed. The Board reviews the financial performance of the projects and after paying out the Bond Investors, then a dividend may be declared. The decision to declare dividends is made on a quarterly basis. Note that dividends are not guaranteed.

You will receive a T5 tax form recording the dividend paid out each year. You simply submit this form with your annual tax filing.

For cash dividends, funds are directly deposited in your account. To update your banking information, please visit Member Zone or contact us.

For stock dividends, your share holdings will be updated automatically. Please check your Member Zone account for your current holdings.

The original intention as outlined in the related Offering Statements was to repurchase the shares over 20 and 15 years, respectively. The Board reviews this annually and expects to repurchase shares each year, in line with the original Offerings. 

Registered Investments

While we can answer many questions for you, the team at CWCF is your best contact for statements for your registered investments, balances in your cash accounts from dividend/bond payments, and information about withdrawals. Contact Josh Dyke at CWCF, Sherry Boyko at Concentra, or Anis Gandhi at Questrade.

Payments for registered investments are made in cash into your CWCF or Questrade registered account. This money can be withdrawn (a fee applies), moved to a registered account with another organization (a fee applies), or transferred to another investment within the CWCF.

Yes, you can transfer your investment with CED Co-op to a new registered account with the Canadian Worker Co-op Federation (CWCF). The CWCF will charge a fee for this transaction. Please contact us for more information.

Due to the great success and volume of investments we have received, we are finding it takes approximately 4-6 weeks to process the cheques and transfers. You will receive a statement from CWCF in the mail for your records. You can always reach us toll free at 1- 855-274-6890 to answer any questions you may have.

CWCF produces their statements on September 16th each year (this date is based on their own internal audit, not a reflection of your CED Co-op investments). They will issue an account statement annually at this time.

CED Co-op Operations

In most cases the equipment will be the property of the building owner following the contract. This was written into our lease agreements as a benefit of partnering with CED Co-op.

CED Co-op will continue to explore ways to support renewable energy and sustainability projects in Ontario. New business opportunities may include acquisitions of existing projects, but will also depend on any changes to legislation governing co-ops, and the rules for Net Metering related to virtual Net Metering or third party ownership. Regardless of what the future holds, the funds raised through this Offering Statement will support our current plans, and these projects are anticipated to deliver returns to investors as outlined.